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305-745-1199 Sugarloaf Key and I'll aid you to be aware of all the expenses and identify any mistakes. 305-745-1199 There are certain ordinary expenses accompanying closing the sale of a house. These expenses are often divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your process.

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It's a tremendous undertaking buying a home. Of course with all the excitement is also some uneasiness especially leading up to the transaction. If you're like most people, we bet you'll likely want some expert advice along the way and you'll undoubtedly need a real estate agent looking out for your top interests.

We're without question qualified in Naples real estate, and would love to provide assistance with purchasing your first home.

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Closing costs that are loan-related    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you know exactly where your money is going.

Buyers: If you are purchasing a house in Monroe County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not surprised when you get to the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that are uncertain.